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Terms of Service

Draft text, to be finalised by IBH before launch.

Who can use IBH

IBH is available by invitation to employees of participating employers. Access is verified by your mobile number.

What IBH does

IBH lets you request a motor insurance quote, submit an application with supporting documents, and manage your policy. Policies are issued by the insurer, not by IBH.

Your responsibilities

You agree to provide accurate information and documents. Incorrect or incomplete information may lead to rejection or cancellation of cover.

Payment

Premiums are paid by salary deduction, subject to your employer's approval, or by card. Details are shown before you confirm.

Changes and contact

These terms may be updated. For questions, contact your HR team or the support address shown in the app.